@import"https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700&family=Newsreader:ital,wght@0,400;0,500;0,600;1,400&family=JetBrains+Mono:wght@400;500;600;700&display=swap";.ctc-widget[data-astro-cid-iulc34uq]{background:linear-gradient(135deg,#1e3a8a,#2563eb);border-radius:12px;padding:2rem;margin-bottom:2rem;color:#fff}.ctc-inner[data-astro-cid-iulc34uq]{max-width:600px;margin:0 auto}.ctc-header[data-astro-cid-iulc34uq] h2[data-astro-cid-iulc34uq]{font-size:1.5rem;font-weight:700;margin-bottom:.25rem;color:#fff}.ctc-sub[data-astro-cid-iulc34uq]{font-size:.9rem;opacity:.85;margin-bottom:1.25rem}.ctc-form[data-astro-cid-iulc34uq]{display:flex;gap:.75rem;align-items:flex-end;flex-wrap:wrap}.ctc-field[data-astro-cid-iulc34uq]{flex:1;min-width:160px}.ctc-field[data-astro-cid-iulc34uq] label[data-astro-cid-iulc34uq]{display:block;font-size:.8rem;font-weight:600;opacity:.85;margin-bottom:.4rem;text-transform:uppercase;letter-spacing:.05em}.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq]{width:100%;padding:.75rem 1rem;border-radius:8px;border:2px solid rgba(255,255,255,.3);background:#ffffff26;color:#fff;font-size:1.1rem;font-weight:600;outline:none;transition:border-color .2s}.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq]::placeholder{color:#ffffff80}.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq]:focus{border-color:#fffc;background:#fff3}.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq]::-webkit-outer-spin-button,.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq]::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.ctc-field[data-astro-cid-iulc34uq] input[data-astro-cid-iulc34uq][type=number]{-moz-appearance:textfield}.ctc-btn[data-astro-cid-iulc34uq]{padding:.75rem 1.5rem;background:#f59e0b;color:#1c1917;border:none;border-radius:8px;font-size:1rem;font-weight:700;cursor:pointer;white-space:nowrap;transition:background .2s,transform .1s;flex-shrink:0}.ctc-btn[data-astro-cid-iulc34uq]:hover{background:#fbbf24;transform:translateY(-1px)}.ctc-btn[data-astro-cid-iulc34uq]:active{transform:translateY(0)}.ctc-note[data-astro-cid-iulc34uq]{margin-top:.9rem;font-size:.8rem;opacity:.75}@media(max-width:480px){.ctc-form[data-astro-cid-iulc34uq]{flex-direction:column}.ctc-btn[data-astro-cid-iulc34uq]{width:100%;text-align:center}}.rr-cta[data-astro-cid-q7mdfdqt]{background:linear-gradient(135deg,#0f172a,#1e3a5f);border-radius:16px;padding:36px 32px;margin:24px 0;position:relative;overflow:hidden;box-shadow:0 8px 32px #0f172a40}.rr-cta[data-astro-cid-q7mdfdqt]:before{content:"";position:absolute;top:-80px;right:-60px;width:280px;height:280px;background:radial-gradient(circle,rgba(251,191,36,.12),transparent 70%);pointer-events:none}.rr-cta-badge[data-astro-cid-q7mdfdqt]{display:inline-block;background:#f59e0b;color:#78350f;font-size:10px;font-weight:800;letter-spacing:1.5px;padding:3px 10px;border-radius:999px;margin-bottom:16px;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.rr-cta-inner[data-astro-cid-q7mdfdqt]{display:grid;grid-template-columns:1fr auto;gap:32px;align-items:start;position:relative}.rr-cta-kicker[data-astro-cid-q7mdfdqt]{font-size:10px;font-weight:700;letter-spacing:1.4px;color:#f59e0b;margin-bottom:10px;text-transform:uppercase;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.rr-cta-headline[data-astro-cid-q7mdfdqt]{font-family:Newsreader,"Source Serif Pro",Georgia,serif;font-size:28px;font-weight:500;line-height:1.15;color:#fff;margin:0 0 14px;letter-spacing:-.3px}.rr-cta-body[data-astro-cid-q7mdfdqt]{font-family:Inter,system-ui,sans-serif;font-size:15px;line-height:1.65;color:#fffc;margin:0 0 18px}.rr-cta-bullets[data-astro-cid-q7mdfdqt]{list-style:none;padding:0;margin:0 0 24px;display:flex;flex-direction:column;gap:8px}.rr-cta-bullets[data-astro-cid-q7mdfdqt] li[data-astro-cid-q7mdfdqt]{font-family:Inter,system-ui,sans-serif;font-size:14px;color:#ffffffd9;padding-left:22px;position:relative;line-height:1.45}.rr-cta-bullets[data-astro-cid-q7mdfdqt] li[data-astro-cid-q7mdfdqt]:before{content:"✓";position:absolute;left:0;color:#f59e0b;font-weight:700}.rr-cta-btn[data-astro-cid-q7mdfdqt]{display:inline-block;background:#f59e0b;color:#78350f;font-family:Inter,system-ui,sans-serif;font-size:15px;font-weight:700;padding:14px 28px;border-radius:10px;text-decoration:none;box-shadow:0 4px 14px #f59e0b66;transition:opacity .12s,transform .12s;white-space:nowrap}.rr-cta-btn[data-astro-cid-q7mdfdqt]:hover{opacity:.92;transform:translateY(-1px)}.rr-cta-micro[data-astro-cid-q7mdfdqt]{font-family:Inter,system-ui,sans-serif;font-size:12px;color:#ffffff73;margin-top:10px;line-height:1.5}.rr-cta-right[data-astro-cid-q7mdfdqt]{flex-shrink:0}.rr-preview-card[data-astro-cid-q7mdfdqt]{background:#ffffff0f;border:1px solid rgba(255,255,255,.12);border-radius:12px;padding:16px 18px;width:240px;font-family:Inter,system-ui,sans-serif}.rr-preview-kicker[data-astro-cid-q7mdfdqt]{font-size:9px;font-weight:700;letter-spacing:1.3px;color:#f59e0b;margin-bottom:12px;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.rr-preview-row[data-astro-cid-q7mdfdqt]{display:grid;grid-template-columns:28px 1fr auto;gap:8px;align-items:center;padding:8px 0;border-bottom:1px solid rgba(255,255,255,.07)}.rr-preview-row[data-astro-cid-q7mdfdqt]:last-child{border-bottom:none}.rr-preview-row--top[data-astro-cid-q7mdfdqt]{background:#f59e0b14;border-radius:6px;padding:8px 6px;margin:0 -6px 4px}.rr-preview-row--highlight[data-astro-cid-q7mdfdqt]{background:#ffffff0d;border-radius:6px;padding:8px 6px;margin:4px -6px 0}.rr-rank[data-astro-cid-q7mdfdqt]{font-size:12px;font-weight:700;color:#fff6;font-family:JetBrains Mono,monospace}.rr-rank--1[data-astro-cid-q7mdfdqt]{color:#f59e0b}.rr-rank--2[data-astro-cid-q7mdfdqt]{color:#94a3b8}.rr-rank--3[data-astro-cid-q7mdfdqt]{color:#cd7c3b}.rr-state[data-astro-cid-q7mdfdqt]{font-size:13px;font-weight:600;color:#ffffffe6}.rr-saving[data-astro-cid-q7mdfdqt]{font-size:11px;font-weight:600;color:#34d399;white-space:nowrap;font-family:JetBrains Mono,monospace}.rr-saving--current[data-astro-cid-q7mdfdqt]{color:#fff6}.rr-preview-blur-row[data-astro-cid-q7mdfdqt]{display:flex;justify-content:space-between;padding:8px 0 0;font-size:11px;color:#ffffff4d;font-family:JetBrains Mono,monospace;filter:blur(.5px)}@media(max-width:700px){.rr-cta-inner[data-astro-cid-q7mdfdqt]{grid-template-columns:1fr}.rr-cta-right[data-astro-cid-q7mdfdqt]{display:none}.rr-cta[data-astro-cid-q7mdfdqt]{padding:28px 22px}.rr-cta-headline[data-astro-cid-q7mdfdqt]{font-size:22px}.rr-cta-btn[data-astro-cid-q7mdfdqt]{width:100%;text-align:center}}*{margin:0;padding:0;box-sizing:border-box}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;background:#f8fafc;color:#0f172a;line-height:1.6}.ctc-container{max-width:1000px;margin:0 auto;padding:20px 24px}:root{--indigo: #667eea;--purple: #764ba2;--gradient: linear-gradient(135deg, #667eea 0%, #764ba2 100%);--ink: #0f172a;--ink-2: #1e293b;--muted: #64748b;--line: #e2e8f0;--line-soft: #eef2f7;--amber: #f59e0b;--amber-bg: #fef3c7;--amber-ink: #78350f;--surface: #f8fafc;--white: #ffffff}.calc-hero[data-astro-cid-lrbup6nr]{background:var(--gradient);border-radius:18px;padding:44px 48px;box-shadow:0 10px 30px #667eea40,0 2px 8px #764ba226;position:relative;overflow:hidden;color:#fff;margin-bottom:18px}.hero-orb[data-astro-cid-lrbup6nr]{position:absolute;border-radius:50%;pointer-events:none}.hero-orb-1[data-astro-cid-lrbup6nr]{top:-80px;right:-60px;width:260px;height:260px;background:radial-gradient(circle,rgba(255,255,255,.14),transparent 70%)}.hero-orb-2[data-astro-cid-lrbup6nr]{bottom:-60px;left:30%;width:180px;height:180px;background:radial-gradient(circle,rgba(255,255,255,.08),transparent 70%)}.hero-inner[data-astro-cid-lrbup6nr]{position:relative}.hero-kicker[data-astro-cid-lrbup6nr]{font-family:JetBrains Mono,SF Mono,Menlo,monospace;font-size:11px;font-weight:600;letter-spacing:.14em;color:#ffffffc7;margin-bottom:12px;text-transform:uppercase}.hero-h1[data-astro-cid-lrbup6nr]{font-family:Newsreader,"Source Serif Pro",Georgia,serif;font-size:42px;font-weight:500;line-height:1.1;letter-spacing:-.02em;color:#fff;margin:0 0 18px}.hero-rate-row[data-astro-cid-lrbup6nr]{display:flex;align-items:baseline;gap:16px;flex-wrap:wrap;margin-bottom:28px}.hero-rate[data-astro-cid-lrbup6nr]{font-family:JetBrains Mono,SF Mono,Menlo,monospace;font-size:34px;font-weight:600;letter-spacing:-.01em}.hero-rate-desc[data-astro-cid-lrbup6nr]{font-family:Inter,system-ui,sans-serif;font-size:15px;color:#ffffffe0}.hero-byline-row[data-astro-cid-lrbup6nr]{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:16px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18)}.hero-byline[data-astro-cid-lrbup6nr]{display:flex;align-items:center;gap:12px}.hero-avatar[data-astro-cid-lrbup6nr]{width:34px;height:34px;border-radius:50%;background:linear-gradient(135deg,#fbbf24,#f59e0b);color:#78350f;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:13px;border:2px solid rgba(255,255,255,.3);flex-shrink:0;font-family:Inter,system-ui,sans-serif}.hero-byline-name[data-astro-cid-lrbup6nr]{font-family:Inter,system-ui,sans-serif;font-size:13px;font-weight:500;color:#fff;line-height:1.3}.hero-byline-date[data-astro-cid-lrbup6nr]{font-family:Inter,system-ui,sans-serif;font-size:12px;color:#ffffffb8}.hero-author-link[data-astro-cid-lrbup6nr]{color:#fff;text-decoration:underline;text-underline-offset:2px;text-decoration-color:#ffffff80}.hero-author-link[data-astro-cid-lrbup6nr]:hover{text-decoration-color:#fff}.hero-cta-btn[data-astro-cid-lrbup6nr]{background:#fff;color:var(--purple);border:none;padding:12px 22px;border-radius:10px;font-family:Inter,system-ui,sans-serif;font-size:14px;font-weight:600;cursor:pointer;text-decoration:none;box-shadow:0 4px 12px #00000026;display:inline-block;transition:opacity .12s;white-space:nowrap}.hero-cta-btn[data-astro-cid-lrbup6nr]:hover{opacity:.9}.jump-nav[data-astro-cid-lrbup6nr]{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:20px;font-family:Inter,system-ui,sans-serif}.jump-pill[data-astro-cid-lrbup6nr]{padding:8px 14px;border-radius:999px;font-size:13px;font-weight:500;background:var(--white);color:#334155;border:1px solid var(--line);text-decoration:none;display:inline-block;transition:background .12s,color .12s}.jump-pill[data-astro-cid-lrbup6nr]:hover{background:#f1f5f9}.jump-pill--active[data-astro-cid-lrbup6nr]{background:var(--ink);color:var(--white);border-color:var(--ink)}.ctc-insight[data-astro-cid-lrbup6nr]{display:flex;gap:14px;align-items:flex-start;background:var(--amber-bg);border-left:3px solid var(--amber);border-radius:10px;padding:16px 20px;margin-bottom:20px;font-family:Inter,system-ui,sans-serif}.insight-icon[data-astro-cid-lrbup6nr]{font-size:18px;line-height:1;padding-top:2px;flex-shrink:0}.insight-label[data-astro-cid-lrbup6nr]{font-size:10px;font-weight:700;letter-spacing:1.2px;margin-bottom:4px;color:#92400e;text-transform:uppercase}.insight-text[data-astro-cid-lrbup6nr]{font-size:15px;line-height:1.55;color:#422006}.ctc-card[data-astro-cid-lrbup6nr]{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:0 1px 2px #0f172a0a,0 4px 16px -8px #0f172a14;font-family:Inter,system-ui,sans-serif;color:var(--ink);margin-bottom:20px}.ctc-card-kicker[data-astro-cid-lrbup6nr]{font-size:10px;font-weight:700;letter-spacing:1.4px;color:var(--indigo);margin-bottom:8px;text-transform:uppercase;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.ctc-card-title[data-astro-cid-lrbup6nr]{font-family:Newsreader,"Source Serif Pro",Georgia,serif;font-size:26px;font-weight:500;line-height:1.15;margin:0 0 18px;color:var(--ink);letter-spacing:-.3px}.ctc-card-sub[data-astro-cid-lrbup6nr]{font-size:14px;color:var(--muted);margin-bottom:16px;line-height:1.5}.key-facts-grid[data-astro-cid-lrbup6nr]{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}.key-fact-item[data-astro-cid-lrbup6nr]{background:var(--surface);border:1px solid var(--line-soft);border-radius:12px;padding:18px}.key-fact-label[data-astro-cid-lrbup6nr]{font-size:10px;font-weight:700;letter-spacing:1.3px;color:var(--muted);margin-bottom:6px;text-transform:uppercase;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.key-fact-value[data-astro-cid-lrbup6nr]{font-family:Newsreader,"Source Serif Pro",Georgia,serif;font-size:20px;font-weight:500;color:var(--ink);line-height:1.3}.guide-prose[data-astro-cid-lrbup6nr]{font-size:15px;line-height:1.75;color:#334155}.guide-prose[data-astro-cid-lrbup6nr] p{margin-bottom:1.1rem}.guide-prose[data-astro-cid-lrbup6nr] ul,.guide-prose[data-astro-cid-lrbup6nr] ol{margin:.75rem 0 1.25rem 1.5rem}.guide-prose[data-astro-cid-lrbup6nr] li{margin-bottom:.5rem}.guide-prose[data-astro-cid-lrbup6nr] h2,.guide-prose[data-astro-cid-lrbup6nr] h3{font-family:Newsreader,"Source Serif Pro",Georgia,serif;font-weight:500;color:var(--ink);margin:1.5rem 0 .75rem;letter-spacing:-.2px}.guide-prose[data-astro-cid-lrbup6nr] h2{font-size:22px}.guide-prose[data-astro-cid-lrbup6nr] h3{font-size:19px}.guide-prose[data-astro-cid-lrbup6nr] strong{color:var(--ink);font-weight:600}.guide-prose[data-astro-cid-lrbup6nr] a{color:var(--indigo);text-decoration:underline}.bracket-table-wrap[data-astro-cid-lrbup6nr]{border-radius:12px;overflow:hidden;border:1px solid var(--line);margin-bottom:14px}.bracket-table-head[data-astro-cid-lrbup6nr]{display:grid;grid-template-columns:1fr 1fr;background:var(--surface);padding:12px 18px;font-family:JetBrains Mono,SF Mono,Menlo,monospace;font-size:10px;letter-spacing:.14em;font-weight:700;color:var(--muted);border-bottom:1px solid var(--line);text-transform:uppercase}.bracket-row[data-astro-cid-lrbup6nr]{display:grid;grid-template-columns:1fr 1fr;padding:14px 18px;font-family:JetBrains Mono,SF Mono,Menlo,monospace;font-size:14px;color:var(--ink-2);border-bottom:1px solid var(--line-soft);align-items:center}.bracket-row[data-astro-cid-lrbup6nr]:last-child{border-bottom:none}.bracket-row--alt[data-astro-cid-lrbup6nr]{background:var(--surface)}.bracket-rate[data-astro-cid-lrbup6nr]{font-weight:700;color:#4338ca;text-align:right}.ta-right[data-astro-cid-lrbup6nr]{text-align:right}.table-note[data-astro-cid-lrbup6nr]{font-size:13px;color:var(--muted);line-height:1.5;margin-top:10px}.table-note[data-astro-cid-lrbup6nr] a[data-astro-cid-lrbup6nr]{color:var(--indigo)}.table-scroll[data-astro-cid-lrbup6nr]{overflow-x:auto}.data-table[data-astro-cid-lrbup6nr]{width:100%;border-collapse:collapse;font-size:14px}.data-table[data-astro-cid-lrbup6nr] th[data-astro-cid-lrbup6nr]{background:var(--surface);padding:10px 14px;text-align:left;font-size:10px;font-weight:700;letter-spacing:1.2px;color:var(--muted);text-transform:uppercase;border-bottom:1px solid var(--line);font-family:JetBrains Mono,SF Mono,Menlo,monospace;white-space:nowrap}.data-table[data-astro-cid-lrbup6nr] td[data-astro-cid-lrbup6nr]{padding:12px 14px;border-bottom:1px solid var(--line-soft);color:#334155}.data-table[data-astro-cid-lrbup6nr] tbody[data-astro-cid-lrbup6nr] tr[data-astro-cid-lrbup6nr]:last-child td[data-astro-cid-lrbup6nr]{border-bottom:none}.highlight-row[data-astro-cid-lrbup6nr]{background:#fef3c7}.highlight-row[data-astro-cid-lrbup6nr] td[data-astro-cid-lrbup6nr]{border-top:1px solid #f59e0b;border-bottom:1px solid #f59e0b}.related-grid[data-astro-cid-lrbup6nr]{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:12px}.related-card[data-astro-cid-lrbup6nr]{padding:16px 18px;border:1px solid var(--line);border-radius:12px;background:var(--surface);text-decoration:none;display:block;transition:background .12s,border-color .12s}.related-card[data-astro-cid-lrbup6nr]:hover{background:#eff6ff;border-color:var(--indigo)}.related-card-tag[data-astro-cid-lrbup6nr]{font-size:10px;font-weight:700;letter-spacing:1.3px;color:var(--indigo);margin-bottom:8px;text-transform:uppercase;font-family:JetBrains Mono,SF Mono,Menlo,monospace}.related-card-title[data-astro-cid-lrbup6nr]{font-weight:600;font-size:14px;color:var(--ink);line-height:1.4;font-family:Inter,system-ui,sans-serif}.ctc-disclaimer[data-astro-cid-lrbup6nr]{background:var(--white);border:1px solid #fde68a;border-radius:10px;padding:16px 20px;font-size:13px;color:var(--amber-ink);margin-bottom:20px;font-family:Inter,system-ui,sans-serif;line-height:1.6}.ctc-disclaimer[data-astro-cid-lrbup6nr] p[data-astro-cid-lrbup6nr]{margin-top:8px}.ctc-disclaimer[data-astro-cid-lrbup6nr] a[data-astro-cid-lrbup6nr]{color:#92400e;text-decoration:underline}.last-updated[data-astro-cid-lrbup6nr]{text-align:center;color:var(--muted);font-size:13px;margin-top:16px;margin-bottom:32px;font-family:Inter,system-ui,sans-serif}@media(max-width:640px){.calc-hero[data-astro-cid-lrbup6nr]{padding:28px 22px;border-radius:14px}.hero-h1[data-astro-cid-lrbup6nr]{font-size:28px}.hero-rate[data-astro-cid-lrbup6nr]{font-size:26px}.hero-byline-row[data-astro-cid-lrbup6nr]{flex-direction:column;align-items:flex-start;gap:12px}.hero-cta-btn[data-astro-cid-lrbup6nr]{width:100%;text-align:center}.ctc-card[data-astro-cid-lrbup6nr]{padding:20px 16px;border-radius:12px}.ctc-card-title[data-astro-cid-lrbup6nr]{font-size:22px}.key-facts-grid[data-astro-cid-lrbup6nr],.related-grid[data-astro-cid-lrbup6nr]{grid-template-columns:1fr 1fr}}