🇧🇷 Brazil Tax Calculator 2025

Calculate IRPF (Imposto de Renda) with official Receita Federal tax rates and brackets

✓ Updated: November 2025 • 2025 Tax Year

📊 Brazil IRPF Tax Summary 2025

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Tax Rates: 0% to 27.5% (progressive)
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INSS Contribution: 7.5-14% (capped R$ 951.63/month)
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Tax-Free Allowance: R$ 24,511.92/year
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Dependent Deduction: R$ 2,275.08
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Education Deduction: R$ 3,561.50 per dependent
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Filing Deadline: May 30, 2025

Calculate Your Brazil Tax Liability

Enter your income for accurate 2025 Brazilian IRPF tax calculations

💱 Using Brazil BRL • Receita Federal official rates • Progressive IRPF brackets • INSS included

💼 Brazil IRPF Tax Calculation Examples 2025

See how Brazilian IRPF (Imposto de Renda Pessoa Física) applies to different income levels

Entry-Level Worker

R$ 30,000
Gross Income 30,000 BRL
IRPF (0% - No Tax) 0 BRL
INSS (8%) -2,400 BRL
Net Income 27,600 BRL
Effective Tax Rate: 8.0% | Monthly Net: ~2,300 BRL

Mid-Career Professional

R$ 80,000
Gross Income 80,000 BRL
IRPF (7.5-15%) -6,822 BRL
INSS (11%) -8,800 BRL
Net Income 64,378 BRL
Effective Tax Rate: 19.5% | Monthly Net: ~5,365 BRL

Senior Executive

R$ 200,000
Gross Income 200,000 BRL
IRPF (7.5-27.5%) -39,518 BRL
INSS (14% capped) -11,420 BRL
Net Income 149,062 BRL
Effective Tax Rate: 25.5% | Monthly Net: ~12,422 BRL
Note: These are simplified examples for illustration. Actual IRPF calculations may vary based on deductions (dependents, education, medical expenses), employment subsidies, and specific circumstances. This calculator covers federal IRPF only, not state or municipal taxes. For personalized tax advice, consult a certified Brazilian accountant (contador).

❓ Frequently Asked Questions

What is the income tax rate in Brazil for 2025?

Brazil has a progressive income tax system (IRPF - Imposto de Renda Pessoa Física) with rates ranging from 0% to 27.5%. The 2025 tax brackets are: 0% up to R$ 24,511.92 annually; 7.5% from R$ 24,511.93 to R$ 33,919.80; 15% from R$ 33,919.81 to R$ 45,012.60; 22.5% from R$ 45,012.61 to R$ 55,976.16; and 27.5% above R$ 55,976.17. Additionally, employees contribute to INSS (social security) at rates between 7.5% and 14%, capped at R$ 951.63 monthly.

How much is the tax-free allowance in Brazil?

Brazil's tax-free allowance (parcela isenta) for 2025 is R$ 24,511.92 annually, or approximately R$ 2,259.20 per month. This is known as the deduction base (dedução padrão). Individuals earning at or below this amount do not owe federal IRPF. This threshold applies to individual residents taxed on a progressive basis (tabela progressiva) by the Receita Federal (Brazilian Federal Revenue Service).

What is INSS in Brazil?

INSS (Instituto Nacional do Seguro Social) is Brazil's National Institute of Social Security. Employees contribute between 7.5% and 14% of their salary based on income brackets, with the maximum monthly contribution capped at R$ 951.63 for 2025. INSS covers retirement (aposentadoria), disability insurance (auxílio-doença), survivor benefits (pensão por morte), and other social security protections. Self-employed individuals can contribute at 20% of income.

Do I need to file a tax return in Brazil?

Yes, you must file a Declaração de Imposto de Renda (IRPF annual return) with Receita Federal if you had gross income exceeding R$ 24,511.92 during the tax year, or if you're self-employed (autônomo) with gross income exceeding R$ 8,637. Even if you're exempt from income tax, filing may be necessary if you own properties, vehicles, or have other assets. The filing deadline for the 2024 tax year is May 30, 2025, through the e-CAC portal or with a certified accountant (contador).

What deductions are available in Brazil?

Brazil offers several IRPF deductions for 2025: R$ 2,275.08 per dependent (child under 21, spouse, or parent); education expenses up to R$ 3,561.50 per dependent for tuition and educational books; medical and dental expenses without limit (unlimited medical deduction); health insurance premiums (without limit); pension contributions (up to 12% of income for private pensions); FGTS contributions; professional entity fees; and charitable donations. All deductions require supporting documentation (recibos).

When is the tax filing deadline in Brazil?

The IRPF (Imposto de Renda) tax filing deadline in Brazil for the 2024 tax year is May 30, 2025. Filing must be done electronically through Receita Federal's e-CAC (Portal e-CAC) system or with assistance from an authorized tax professional (contador). Late filing incurs a penalty of 1% of the tax owed per month, with a minimum penalty of R$ 165.74. The Declaração can be filed starting March 3 each year.

🌎 Compare Brazil with Other Countries

See how Brazil's tax system compares to other Latin American and international countries

Data Source: Receita Federal (Brazilian Federal Revenue Service)

Verified for 2025 tax year • Based on Official IRPF 2025 Tables • Last updated: November 2025

This calculator provides estimates based on official Receita Federal rates and 2025 IRPF tables. This covers federal IRPF only and does not include state (ICMS) or municipal taxes. For personalized tax advice, consult a certified Brazilian accountant (contador público) or tax advisor familiar with Brazilian tax law.