Compare taxes and see how much you save moving from Florida to Texas
Florida and Texas are America's two largest no-income-tax states, making this a battle of other factors. Both charge 0% income tax—your paycheck is identical in both states. The difference is HOW they fund government: Texas has much higher property taxes (1.60% vs Florida's 0.80%), while Florida relies more on tourism and sales tax. At $100,000 income with a $400K home: Texas property tax is ~$6,400/year, Florida ~$3,200. Florida saves $3,200/year on property alone. But Texas has no state income tax on business income either, making it attractive for entrepreneurs. Florida has hurricanes; Texas has tornadoes and no zoning. Miami is international; Austin is tech; Houston is energy; Dallas is corporate. Choose Florida if: you want lower property taxes, beach lifestyle, or international connectivity. Choose Texas if: you want lower cost of living, business-friendly regulations, or prefer cities like Austin/Dallas/Houston.
No Income Tax
0% income tax, funded by sales tax and tourism
No Income Tax
0% income tax, funded by sales tax and property tax
At $100,000 income:
That is $0/month (income tax equal) back in your pocket!
| Income | FL Tax | TX Tax | Savings | 10-Year |
|---|---|---|---|---|
| $50,000 | $0 (0%) | $0 (0%) | Equal: $0 | $0 |
| $100,000 | $0 (0%) | $0 (0%) | Equal: $0 | $0 |
| $200,000 | $0 (0%) | $0 (0%) | Equal: $0 | $0 |
| $500,000 | $0 (0%) | $0 (0%) | Equal: $0 | $0 |
CountryTaxCalc.com is reader-supported. When you use our partner links, we may earn a commission at no cost to you. This helps us provide free tax calculators and comparison tools. Learn more about our affiliate partnerships
Moving from Florida to Texas? Multi-state returns are tricky—partial-year residency, different deadlines, avoiding double taxation. Get matched with a CPA who specializes in state moves. Virtual meetings, fixed pricing.
Get Matched With a CPA →Depends on your situation. Both have 0% income tax. Texas has higher property taxes (1.60% vs 0.80%), so homeowners pay more in Texas. Florida has slightly higher sales tax in some areas. Renters may find Texas cheaper overall; homeowners usually find Florida cheaper.
Texas: 1.60% average (6th highest in US). Florida: 0.80% average (25th). On a $400K home: Texas ~$6,400/year, Florida ~$3,200/year. Over 10 years, that's $32,000 more in Texas. This is the biggest tax difference between the states.
Florida is generally better for retirees: Lower property taxes, no income tax on Social Security or pensions (same as Texas), warmer climate, beach access, and established retiree communities. Texas property taxes can eat into fixed retirement income.
Texas has more diverse opportunities: Austin (tech), Houston (energy), Dallas (corporate HQ). Florida has Miami (finance, international), Orlando (tourism, tech growing), Tampa (finance). Texas job market is larger; Florida is growing fast.
Texas is 10-20% cheaper for housing in comparable cities. Austin vs Miami: Austin cheaper. Houston vs Tampa: Houston cheaper. Dallas vs Orlando: Similar. Florida beach areas command premium. Texas interior is very affordable.