Complete guide to Spanish income tax (IRPF), IVA, social security, best tax software, and top Spanish accountants
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Understanding Spain's progressive income tax (IRPF), IVA, and social security for 2025
Spain uses a progressive tax system (Impuesto sobre la Renta de las Personas Físicas) administered by Agencia Tributaria:
Regional governments add additional taxes varying by autonomous community
Spanish social security contributions fund healthcare, unemployment, and pensions:
Contributions cover healthcare through the public system, unemployment insurance, and state pensions.
Spain's consumption tax system with multiple rates:
IVA registration required for businesses immediately for domestic sales, or when turnover exceeds €10,000 for EU suppliers.
Important deadlines for Spanish taxpayers:
Annual tax return (Declaración de la Renta) must be filed between April and June for the previous year.
Popular tax deductions for Spanish taxpayers:
Spain offers various deductions and allowances, though fewer than in previous years after tax reforms.
Tax obligations for non-residents with Spanish income:
Non-residents with Spanish property or income have specific filing obligations even if not living in Spain.
Best tax preparation software for Spanish individuals and businesses
Price: Free
Best for: Individual tax returns (Declaración de la Renta)
Official Spanish tax administration online service. Mandatory for most taxpayers. Provides pre-filled returns (borrador) with data from employers and banks.
Key Features: Pre-filled borrador, official validation, automatic calculations, direct submission to Agencia Tributaria.
Price: €34.90 - €149.90
Best for: Maximizing deductions and refunds
Popular Spanish tax optimization app helping find deductions and maximize refunds. User-friendly interface with expert review option.
Key Features: Deduction finder, refund maximization, expert review, mobile app, real-time calculations.
Price: €39.90 - €99.90
Best for: Expats and complex situations
Spanish tax software with English language support, ideal for expats and non-residents. Handles foreign income and double taxation treaties.
Key Features: English interface, expat support, foreign income handling, non-resident forms, DTAA calculations.
Price: €29.90 - €79.90
Best for: Mobile users and simple returns
Mobile-first Spanish tax app with guided interview process. Quick filing for straightforward employment income.
Key Features: Mobile-optimized, guided questions, document scanner, tax advisor support, fast filing.
Price: €50 - €150/month
Best for: Autónomos and small businesses
Professional accounting software for Spanish self-employed and small businesses, with tax filing integrated.
Key Features: Full accounting, IVA declarations, IRPF quarterly payments, invoicing, autónomo support.
Leading tax professionals for Spanish tax compliance and planning
Specialization: Individual tax returns and family planning
Services: Declaración de la Renta, IVA filing, autónomo registration, tax optimization
Local tax advisory offices (asesorías) throughout Spain serving middle-class families. Typical fees €80-€250 for personal returns, with expertise in regional tax differences.
Specialization: Working professionals and small business owners
Services: Personal tax planning, autónomo support, quarterly IVA, social security management
Community gestorías across Spanish cities serving local residents and small businesses. Competitive pricing €100-€400, with personalized service and ongoing support.
Specialization: Digital tax services for busy professionals
Services: Online tax returns, video consultations, document upload, mobile support
Modern online tax advisory services with qualified Spanish tax advisors. Fixed pricing from €75-€300 for individual returns, with digital platforms and remote access.
Specialization: Expatriates and non-residents
Services: Expat tax returns, non-resident property tax, foreign income, English-language support
Bilingual tax advisors specializing in expat taxation and non-resident obligations. Fees €150-€500 for expat returns, with expertise in double taxation treaties and Modelo 720.
Specialization: Middle-income families and individual taxpayers
Services: Family tax planning, inheritance advice, property transactions, year-round support
Family-focused tax advisors serving middle-class Spanish households. Transparent pricing €120-€350 depending on complexity, with ongoing tax planning throughout the year.
The accountants and firms listed above are provided for informational purposes only. CountryTaxCalc does not endorse any specific service provider and is not affiliated with these firms.
Professional fees, services, and expertise may vary. We recommend consulting multiple providers and verifying their credentials before making any decisions.
Always ensure your chosen tax professional is appropriately registered with Spanish regulatory bodies and the Agencia Tributaria.
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