30% Ruling Calculator 2026

Calculate your Dutch 30% ruling (30% regelung) tax benefit. See how much you can save as a highly skilled migrant or expat in the Netherlands.

By CountryTaxCalc Research Team | Last Updated: February 10, 2026 | 2026 Tax Year

30% ruling thresholds and tax rates verified against Belastingdienst (Dutch Tax Authority) official 2026 data.

2026 Eligibility Requirements

  • Standard threshold: Minimum EUR 48,013 gross salary per year
  • Under 30 with Master's: Minimum EUR 36,497 gross salary per year
  • Recruited from abroad: Must have lived 150+ km from Dutch border
  • Duration: Maximum 5 years (60 months)
  • ⚠️ NEW 2026 Cap: Maximum salary for 30% benefit is EUR 262,000. Income above this is fully taxed.

Without 30% Ruling

Gross Salary -
Taxable Income -
Estimated Income Tax -
Net Income -

With 30% Ruling

Gross Salary -
Tax-Free Portion (30%) -
Taxable Income (70%) -
Estimated Income Tax -
Net Income -

Your Annual Savings

Tax Savings per Year -
Total 5-Year Savings -
Important: The 30% ruling must be applied for within 4 months of starting employment. You need to apply jointly with your employer to the Belastingdienst.

2026 Salary Thresholds

Category Minimum Gross Salary
Standard applicants (30 years and older) EUR 48,013
Under 30 with Master's degree EUR 36,497
PhD researchers / Doctors in training No minimum

How the 30% Ruling Works

The 30% ruling allows your employer to pay 30% of your gross salary as a tax-free allowance for "extraterritorial costs" (costs of living abroad). This means:

  • Only 70% of your salary is taxable
  • You save on income tax, but social security contributions are still calculated on 100%
  • The ruling is valid for up to 5 years
  • You can also opt for partial non-resident taxpayer status (Box 2 and 3 exemptions)

Additional Benefits

With the 30% ruling, you may also be eligible for:

  • Exchange your foreign driving license without a test
  • Partial non-resident taxpayer status (exempt from Box 2 and 3 taxes on foreign assets)
  • International school fees may be tax-deductible

How to Apply for the 30% Ruling

Critical deadline: You must apply within 4 months of starting your employment in the Netherlands. Miss this deadline and you lose the benefit entirely.

Step-by-Step Application Process:

  1. Check eligibility: Confirm you meet all requirements (salary threshold, recruited from abroad, lived 150km+ from Dutch border)
  2. Gather documentation:
    • Copy of employment contract
    • Proof of previous residence (utility bills, rental agreement)
    • Diploma/degree certificates (if under 30)
    • Copy of passport/ID
  3. Complete the form: Fill out the "Statement of employee for applying the 30%-facility" form
  4. Submit together with employer: The application must be a joint submission with your employer to the Belastingdienst
  5. Wait 4-8 weeks: The tax office typically responds within 1-2 months
  6. Retroactive application: If approved, the ruling can be applied retroactively to your start date
Important: Your employer must actively participate in the application. They need to adjust your payroll to include the 30% tax-free allowance. Some employers are unfamiliar with the process, which can cause delays.

Common Mistakes to Avoid

  • Missing the 4-month deadline: This is non-negotiable. Apply immediately after starting work.
  • Assuming your employer will handle it: Many Dutch employers haven't dealt with the 30% ruling. You may need to educate them or involve a tax advisor.
  • Not proving distance requirement: You must show you lived more than 150km from the Dutch border for 16 of the 24 months before starting work. Gather evidence (utility bills, rental agreements).
  • Changing jobs without reapplying: The 30% ruling doesn't automatically transfer. You must reapply with your new employer.
  • Not opting for partial non-resident status: This can exempt you from Box 2 and 3 taxes (taxes on investments and savings). Ask your tax advisor if this makes sense for you.

What Happens When the 30% Ruling Expires?

After 5 years (60 months), the 30% ruling ends and your full salary becomes taxable. This can be a significant financial shock.

Example: EUR 80,000 Salary

Period Taxable Income Estimated Tax Net Income
Years 1-5 (with ruling) EUR 56,000 EUR 13,200 EUR 66,800
Year 6+ (ruling expired) EUR 80,000 EUR 21,600 EUR 58,400
Annual decrease: -EUR 8,400/year

Planning for Expiration:

  • Save the difference: During your 30% ruling years, save the tax benefit to cushion the later decrease
  • Negotiate salary increase: Ask your employer for a raise to offset the ruling expiration
  • Consider leaving the Netherlands: Some expats move to lower-tax countries (Portugal, Switzerland) after their ruling expires
  • Explore other tax benefits: Look into the arbeidskorting (employment tax credit) and other Dutch deductions

30% Ruling vs Other Countries

The Netherlands isn't the only European country with expat tax benefits. Here's how it compares:

Country Expat Tax Benefit Duration
Netherlands 30% tax-free allowance 5 years
Portugal (NHR) 20% flat tax on income, 0% on foreign income 10 years
Spain (Beckham Law) 24% flat tax on Spanish income up to EUR 600k 6 years
Italy (Flat Tax) EUR 100k flat tax on all foreign income 15 years
Belgium Various allowances, less generous than NL Varies

Comparison tools: Netherlands vs Germany | Netherlands vs Belgium

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Data Sources: 2026 salary thresholds (EUR 48,013 standard, EUR 36,497 under-30, EUR 262,000 cap) from CROP Accountants and Belastingdienst (Dutch Tax Administration). Tax calculations based on 2026 Dutch tax brackets.

Disclaimer: This calculator provides estimates for informational purposes only. Actual tax liability depends on individual circumstances, deductions, and credits. The 30% ruling must be applied for jointly with your employer within 4 months of starting work. Consult a qualified tax advisor for personalized advice. Last Updated: February 10, 2026.