New Zealand Tax Calculator 2025 - NZ Income Tax & ACC Levy

Calculate your New Zealand income tax and ACC levy for 2024-2025 tax year. Accurate calculations using current IRD tax rates from 10.5% to 39%.

🇳🇿 NZ Tax Brackets
💵 NZD Currency
📊 ACC Levy
⚡ PAYE Calculator

Calculate Your New Zealand Tax

Enter your income details for comprehensive NZ tax analysis

Enter your annual income amount in New Zealand Dollars
Select your income currency
Country is pre-selected to New Zealand
💵 2024-2025 NZ tax rates • ACC levy included • Free Kiwi tax estimator

🇳🇿 New Zealand 2024-2025 Tax Rates at a Glance

Income Tax Rates

Income Bracket Tax Rate
$0 - $14,000 10.5%
$14,001 - $48,000 17.5%
$48,001 - $70,000 30%
$70,001 - $180,000 33%
Over $180,000 39%

ACC Levy & Other Contributions

Item Rate
ACC Earner's Levy 1.67% (approximately)
KiwiSaver (Optional) 3%, 4%, 6%, 8%, or 10%
Student Loan Repayment 12% over $22,828 threshold

Note: New Zealand's tax year runs from April 1 to March 31. There is no tax-free threshold - all income is taxable from the first dollar. KiwiSaver contributions are optional and not included in these calculations.