Compare taxes and see how much you save moving from New Jersey to Pennsylvania
New Jersey has the highest property taxes in America at 2.23% effective rate, while Pennsylvania averages 1.30%. On a $500,000 home, you'd pay $11,150/year in New Jersey versus $6,500 in Pennsylvania—saving $4,650 annually. Many NJ residents relocate to eastern PA counties (Bucks, Northampton) for lower taxes while maintaining access to Philadelphia and NYC job markets.
Highest in Nation
Nation's highest property tax rate
Avg Effective Rate
Varies widely by county (0.83%-1.98%)
At $500,000 home income:
That is $388/month back in your pocket!
| Income | NJ Tax | PA Tax | Savings | 10-Year |
|---|---|---|---|---|
| $300,000 home | $6,690 | $3,900 | $2,790 | $27,900 |
| $400,000 home | $8,920 | $5,200 | $3,720 | $37,200 |
| $500,000 home | $11,150 | $6,500 | $4,650 | $46,500 |
| $750,000 home | $16,725 | $9,750 | $6,975 | $69,750 |
| $1,000,000 home | $22,300 | $13,000 | $9,300 | $93,000 |
| $1,500,000 home | $33,450 | $19,500 | $13,950 | $139,500 |
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Moving from New Jersey to Pennsylvania? Multi-state returns are tricky—partial-year residency, different deadlines, avoiding double taxation. Get matched with a CPA who specializes in state moves. Virtual meetings, fixed pricing.
Get Matched With a CPA →New Jersey funds public schools almost entirely through local property taxes rather than state funding. This creates a direct link between property taxes and school quality. The state has 565 school districts (many small), each requiring separate administration. Combined with high home values, this results in the nation's highest property tax burden.
Philadelphia County has one of PA's lowest effective rates at 0.83%. Forest County averages just $860/year. Generally, rural central PA counties have lower rates than suburban Philadelphia counties. Delaware County (1.98%) and Chester County approach New Jersey levels.
For most homeowners, yes. A $500K home saves $4,650/year in property taxes. However, PA has a 3.07% income tax (vs NJ's progressive 1.4%-10.75%), so high earners should calculate total tax burden. PA also has local wage taxes up to 3.8% in some areas.
NJ offers the ANCHOR program (property tax rebate up to $1,750), Senior Freeze for qualifying seniors, and veterans exemptions. However, these provide modest relief against $9,500+ median annual bills. Pennsylvania offers homestead exclusions and property tax/rent rebates for seniors.