Compare taxes and see how much you save moving from Delaware to New Jersey
Delaware has progressive income tax rates from 2.2% to 6.6%, while New Jersey charges progressive rates from 1.4% to 10.75%. Living in Delaware saves $4,788/year on $100k income vs New Jersey. Delaware's biggest advantage: NO SALES TAX (vs NJ's 6.625%). However, New Jersey has much higher property taxes (2.47% vs DE's 0.61%). Overall, Delaware is the clear tax winner for most income levels. The DE-NJ border represents one of America's sharpest tax divides.
Progressive
7 brackets, up to 6.6%
Progressive
8 brackets, up to 10.75%
At $100,000 income:
That is $399/month back in your pocket!
| Income | DE Tax | NJ Tax | Savings | 10-Year |
|---|---|---|---|---|
| $50,000 | $2,212 | $1,775 | -$437 | -$4,370 |
| $100,000 | $5,212 | $10,000 | $4,788 | $47,880 |
| $200,000 | $11,812 | $16,875 | $5,063 | $50,630 |
| $500,000 | $31,612 | $49,688 | $18,076 | $180,760 |
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Moving from New Jersey to Delaware? Multi-state returns are tricky—NJ 2% exit tax, partial-year residency. Get matched with a CPA who specializes in NJ departures.
⚠ Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.
Get Matched With a CPA →On $100,000 income, Delaware saves $4,788/year in income tax (DE 5.2% vs NJ 10.0%). DE has NO SALES TAX (saves $663/year vs NJ 6.625%). Property tax savings are massive: DE 0.61% vs NJ 2.47%. On a $500k home, DE pays $3,050/year vs NJ $12,350/year—difference of $9,300/year. Total savings: $14,751/year. Over 10 years: $147,510.
Jobs and access. New Jersey offers 30-60 min commutes to NYC and Philadelphia—two of America's largest job markets. NJ also has better schools (#2 vs DE #18), public transit, and international airports (Newark EWR). Many high earners accept NJ's high taxes for career opportunities and NYC metro access. Delaware appeals to retirees, remote workers, and those who value tax savings over convenience.
Difficult but possible. Wilmington to NYC is 2-2.5 hours by Amtrak (vs 30-60 min from North Jersey). Most NYC workers wouldn't commute daily from DE. However, with 2-3 days/week remote work, it becomes viable. Tax savings: $14,751/year at $100k. Many remote/hybrid workers are making this move post-2020.
Delaware doesn't have an exit tax. NEW JERSEY has a 2% exit tax on home sales—charged at closing when you sell your NJ home to move out of state. This is one-time, not recurring. If you sell a $600k NJ home to move to DE, you pay $12k exit tax at closing. However, you still save $14,751/year in ongoing taxes in DE, so exit tax is recouped in <1 year.