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HEAD-TO-HEAD TAX COMPARISON Β· 2026

COUNTRY A Illinois VS COUNTRY B Florida

Side-by-side analysis of income tax, effective rates, and take-home pay for Illinois and Florida in 2026.

OVERVIEW
IL vs FL Retirement Taxes 2026
Section 01

The Big Picture

Top-line rates and effective take-home for a typical earner β€” including income tax, social contributions, and applicable surcharges.

🏠
COUNTRY A
Illinois
TAX RATE
Retirement
Retiree

Retirement tax

πŸ–οΈ
COUNTRY B
Florida
TAX RATE
Retirement
Retiree

Retirement tax

TYPICAL ANNUAL DIFFERENCE
Moving from Florida β†’ Illinois at $80,000 retirement
Retirement income savings

That's Varies back in your pocket

Section 02

Tax Savings by Income Level

Net take-home after all income tax, social contributions, and surcharges β€” for a single employee with no dependents.

GROSS INCOME
🏠 IL TAX
πŸ–οΈ FL TAX
SAVINGS
10-YEAR
$80,000 retirement
Varies
Varies
Varies
Varies
πŸ’‘

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Illinois Pros & Cons

+ PROS
  • Varies
βˆ’ CONS
  • Taxes retirement income
πŸ–οΈ

Florida Pros & Cons

+ PROS
  • No retirement tax
βˆ’ CONS
  • Varies
FAQ

Frequently Asked Questions

Retirement tax savings?

Varies by income type