Compare taxes and see how much you save moving from Ohio to Texas
Ohio and Texas have similar average property tax rates — Ohio at 1.53% and Texas at 1.60% effective rate. On a $400,000 home, the difference is minimal: approximately $6,120/year in Ohio versus $6,400 in Texas. The much bigger difference is income tax: Ohio's top rate is 3.99% while Texas has none. Ohioans moving to Texas save significantly on income tax (potentially $5,000–$10,000+/year for middle earners) while paying only slightly more in property tax. Ohio's school district income tax (an additional 1–3% in many districts) makes the actual Ohio tax burden considerably higher than headline rates suggest.
Avg Effective Rate
High property tax; CAUV farm exemptions; school district tax adds 1–2%
Avg Effective Rate
No income tax; property tax is primary state revenue source
At $400,000 home income:
Ohio saves slightly on property tax
| Income | OH Tax | TX Tax | Savings | 10-Year |
|---|---|---|---|---|
| $200,000 home | $3,060 | $3,200 | $140 | $1,400 |
| $300,000 home | $4,590 | $4,800 | $210 | $2,100 |
| $400,000 home | $6,120 | $6,400 | $280 | $2,800 |
| $500,000 home | $7,650 | $8,000 | $350 | $3,500 |
| $600,000 home | $9,180 | $9,600 | $420 | $4,200 |
| $800,000 home | $12,240 | $12,800 | $560 | $5,600 |
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Moving from Ohio to Texas? Calculating your Ohio school district tax savings, establishing Texas domicile, and handling partial-year returns require state tax expertise. Get matched with a CPA who specialises in state moves. Virtual meetings, fixed pricing.
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Get Matched With a CPA →Texas has a marginally higher average effective property tax rate (1.60%) versus Ohio (1.53%). On most homes the difference is small — approximately $280/year on a $400,000 home. However, Ohio adds a school district income tax in many areas (typically 1–3% on top of state income tax), which significantly increases Ohio's total tax burden. Texas has no income tax at all. Most Ohio households moving to Texas pay more in property tax on equivalent homes but substantially less in total taxes overall.
Ohio allows school districts to levy their own income tax on residents — separate from state income tax. As of 2024, over 200 Ohio school districts charge this additional tax, ranging from 0.5% to 3%. In areas like Dublin (2%), New Albany (1%), or Westerville (1%), this adds a meaningful amount. A household earning $100,000 in a 2% school district pays an additional $2,000/year in school district income tax — on top of the state's 3.99% rate. This makes Ohio's real total income tax burden considerably higher than headline state rates suggest.
Yes — Texas's homestead exemption removes $100,000 from the school district taxable value of a primary residence (increased from $40,000 in 2023 under HB 3). On a $400,000 home, the taxable value for school tax purposes is $300,000. At a typical Texas combined rate of 1.60%, this saves approximately $1,600/year in school tax. Residents aged 65+ also get an additional $10,000 exemption and can freeze school district taxes at the level when they turn 65, providing significant protection against rising school levies.
Ohio's highest effective rates are in urban and suburban counties: Cuyahoga County (Cleveland area) averages approximately 2.0–2.5%; Montgomery County (Dayton) approximately 1.8%; Summit County (Akron) approximately 1.9%. Rural Ohio counties tend to have lower effective rates. By contrast, smaller cities and suburban Texas areas range from 1.4–2.2%, meaning in some Ohio–Texas comparisons (e.g., Cleveland suburb vs Houston suburb), Ohio is actually more expensive on property tax despite the lower statewide average.