The UK uses a progressive income tax system with three main bands: 20% basic rate (£12,571-£50,270), 40% higher rate (£50,271-£125,140), and 45% additional rate (over £125,140). The £12,570 Personal Allowance is tax-free—but disappears between £100,000-£125,140 income, creating a brutal 60% effective rate in that band. On top of income tax, you pay National Insurance: 8% on earnings £12,570-£50,270, then 2% above (rate cut from 12% to 8% in April 2024). A £75,000 earner pays roughly £17,432 income tax + £3,511 NI = £20,943 total (~28%). Scotland has different rates—including a 42% higher band from £43,663. Use our calculator to estimate your UK tax liability.
This hub links to every UK tax guide and calculator on CountryTaxCalc — covering income tax rates, expat obligations, and tools to calculate your take-home pay.
Detailed UK tax guides on CountryTaxCalc:
UK's income tax uses 3 tax bands from 20% to 45% plus National Insurance. Use the calculator to estimate your take-home pay after income tax:
| Income | Rate |
|---|---|
| £0 - £12,570 | 0% (Personal Allowance) |
| £12,570 - £50,270 | 20% (Basic) |
| £50,270 - £125,140 | 40% (Higher) |
| Over £125,140 | 45% (Additional) |
UK tax connects with these hubs on CountryTaxCalc:
CountryTaxCalc.com is reader-supported. When you use our partner links, we may earn a commission at no cost to you. This helps us provide free tax calculators and comparison tools. Learn more about our affiliate partnerships
★ 4.3 Trustpilot · 287,413 reviews
Transfer money to or from UK at the real exchange rate. Save up to 5x vs banks on international transfers. Hold multiple currencies with a Wise account.
⚠ For currency exchange only — not a bank account replacement.
Send Money To/From UK →★ 4.8 Trustpilot · 1,625 reviews
US citizen living in UK? You still file a US federal return. Greenback's CPAs handle US expat tax from anywhere in the world.
⚠ Not the cheapest option — best for complex situations and expats who want a dedicated CPA.
US Citizens: File Your US Taxes →Interested in reaching this audience? Advertise on CountryTaxCalc →