Compare taxes and see how much you save moving from Georgia to Texas
Georgia and Texas are two of the Sun Belt's fastest-growing states — and both attract significant corporate relocations and domestic migration. Texas wins on income tax (0% vs Georgia's 5.39% flat rate), but Georgia's significantly lower property tax (0.92% vs Texas's 1.63%) partially offsets the income tax disadvantage. At $100,000 income: Texas saves approximately $5,390 in income taxes but costs approximately $2,840 more annually on a $400,000 home in property taxes. Net advantage to Texas: approximately $2,550/year — not as dramatic as the headline income tax difference suggests. Georgia's flat rate is also scheduled to drop further: 5.19% in 2025, 4.99% by 2029, under legislation already signed into law. Atlanta's corporate density (Coca-Cola, Delta, UPS, Home Depot, and dozens of Fortune 500 HQs) and Georgia's film/tech sectors make it competitive for career opportunities alongside Texas's massive economy.
Flat Rate (2024)
Flat rate reducing to 4.99% by 2029; Atlanta metro is major corporate hub
No Income Tax
6.25% state sales tax; property tax ~1.63% — high nationally
At $100,000 income:
That is $208/month back in your pocket!
| Income | GA Tax | TX Tax | Savings | 10-Year |
|---|---|---|---|---|
| $50,000 | $2,695 GA income tax (5.39%); ~$1,380 property = ~$4,075 total | $0 TX income tax; ~$3,260 property (1.63% on median home) = ~$3,260 total | TX saves ~$815 net | $8,150 |
| $75,000 | $4,043 GA income tax; ~$1,840 property = ~$5,883 total | $0 TX income tax; ~$4,075 property = ~$4,075 total | TX saves ~$1,808 net | $18,080 |
| $100,000 | $5,390 GA income tax; ~$2,300 property (median $250K × 0.92%) = ~$7,690 total | $0 TX income tax; ~$4,075 property (median $250K × 1.63%) = ~$4,075 total | TX saves ~$3,615 net | $36,150 |
| $150,000 | $8,085 GA income tax; ~$3,220 property (median $350K × 0.92%) = ~$11,305 total | $0 TX income tax; ~$5,705 property (median $350K × 1.63%) = ~$5,705 total | TX saves ~$5,600 net | $56,000 |
| $200,000 | $10,780 GA income tax; ~$4,140 property ($450K × 0.92%) = ~$14,920 total | $0 TX income tax; ~$7,335 property ($450K × 1.63%) = ~$7,335 total | TX saves ~$7,585 net | $75,850 |
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Moving between Georgia and Texas? Partial-year residency, domicile change, and Georgia's reducing flat tax rate require planning. Get matched with a CPA who specialises in Sun Belt state moves.
⚠ Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.
Get Matched With a CPA →At Georgia's 2024 flat rate of 5.39%: $100,000 income = $5,390 in Georgia income tax vs $0 in Texas. However, Georgia's lower property tax (~0.92% vs Texas's ~1.63%) offsets this on a $400,000 home by approximately $2,840/year. Net difference: approximately $2,550/year in Texas's favour at $100,000 income. At $150,000 income: Georgia income tax ~$8,085, but property tax saving ~$2,800 = net ~$5,285/year advantage for Texas. Georgia's flat rate is reducing: 5.19% in 2025, 4.99% by 2026+ — narrowing the gap further.
Both are strong but different. Austin is the primary tech hub in Texas — home to Dell, Apple's second-largest campus, Tesla's North America HQ, and hundreds of tech companies; a genuine tech ecosystem. Dallas has significant tech (AT&T, Nokia, Goldman Sachs tech centre). Atlanta is a growing tech hub: NCR, Salesforce, Microsoft, and Mailchimp have Atlanta operations; the tech scene is younger than Austin's. Compensation tends to be similar. Tax-wise: Texas (zero income tax) has an advantage over Georgia, though Georgia's reducing flat rate narrows this. For tech career development, Austin is the stronger choice; Atlanta offers similar opportunities with lower total housing costs than Austin.
Georgia offers several property tax exemptions: (1) Standard homestead exemption — most counties offer $2,000–10,000 off assessed value for primary residences (value varies by county); (2) Senior exemption — most counties exempt assessed value from school taxes for homeowners 62+ or 65+ (values vary significantly by county — Fulton County exempts seniors from all school taxes above $30,000); (3) Disabled veteran exemption — disabled veterans may qualify for significant exemptions. Georgia's overall effective property tax rate (~0.92%) is already meaningfully below Texas's, and these exemptions reduce it further for qualifying homeowners.
Yes — Georgia has been one of the top corporate relocation destinations alongside Texas, Florida, and North Carolina. Georgia's advantages: excellent logistics infrastructure (Hartsfield-Jackson is the world's busiest airport), strong Ports of Savannah and Brunswick, competitive incentive packages (including QJE tax credits for job creation), a large educated workforce, and a lower property tax burden than Texas for commercial real estate. Georgia's income tax (currently 5.39%, reducing) is a disadvantage vs Texas's zero, but the lower commercial property taxes, logistics advantage, and film/entertainment ecosystem make Georgia compelling for many sectors.
Georgia has specific retirement income advantages. Georgia exempts significant amounts of retirement income from state income tax: residents 65+ can exclude up to $65,000 ($130,000 for couples) in retirement income (Social Security, pension, IRA/401(k) distributions, and capital gains). This exemption substantially reduces Georgia's income tax burden for retirees — at retirement income of $80,000 for a couple, the exclusion may reduce Georgia income tax to near zero. Texas has zero income tax on all income including retirement. On total cost: Georgia's lower property tax and lower insurance costs (no hurricane crisis for most of the state) make it competitive or superior for retirees vs Texas.