Compare taxes and see how much you save moving from India to Australia
Australia's 2024 Stage 3 tax reforms made it more competitive — the 30% rate now covers A$45,001–A$135,000, providing a wide mid-income flat band. India's new regime caps at 30% from ₹15L (~A$27,000) upward. At mid-level Australian salaries (A$80,000–A$130,000), both countries produce broadly similar effective rates of 20–25%. Above A$135,000, Australia's 37% band (vs India's 30%) and the Medicare levy make India cheaper. The big differentiator: Australia mandates 11.5% employer Super contributions on top of salary — a significant retirement saving that doesn't appear in the income tax comparison. Choose Australia if: employer Super, Medicare healthcare, and higher base salaries in your sector apply. Choose India if: you earn above A$150,000 equivalent and want the flat 30% top rate.
Top Rate (new regime)
Plus 4% health & education cess
Top Rate
Plus 2% Medicare levy
At A$150,000 income:
That is A$1,250/month back in your pocket!
| Income | IN Tax | AU Tax | Savings | 10-Year |
|---|---|---|---|---|
| A$60,000 / ₹33L | ₹7.5L (~A$13,600) — ~23% | A$11,167 income tax + A$1,200 Medicare = A$12,367 | India saves ~A$1,230 | A$12,300 |
| A$90,000 / ₹49L | ₹13L (~A$23,600) — ~26% | A$19,867 income tax + A$1,800 Medicare = A$21,667 | India saves ~A$1,930 | A$19,300 |
| A$120,000 / ₹65L | ₹18.5L (~A$33,600) — ~28% | A$29,467 income tax + A$2,400 Medicare = A$31,867 | India saves ~A$1,730 | A$17,300 |
| A$150,000 / ₹81L | ₹24L (~A$43,600) — ~29% | A$40,567 income tax + A$3,000 Medicare = A$43,567 | India saves ~A$0 | A$0 |
| A$200,000 / ₹108L | ₹33.5L (~A$60,900) — ~30% | A$61,967 income tax + A$4,000 Medicare = A$65,967 | India saves ~A$5,000 | A$50,000 |
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Hire or Work Across India & Australia →At most income levels, yes — Australia's effective income tax rate is slightly higher than India's, particularly above A$135,000 where Australia's 37% band kicks in while India stays at 30%. At lower incomes (under A$80,000), the difference is small (1–3 percentage points). Australia's Medicare levy adds 2% on top. However, Australia's mandatory 11.5% employer Super is an off-budget retirement benefit that doesn't appear in the income tax comparison.
Australia's Super requires employers to contribute 11.5% of salary on top of (not instead of) gross pay. India's EPF requires 12% of basic salary from the employer — but 'basic salary' is typically set at 50% of CTC, so the effective contribution is ~6% of total package. Australian Super compounds in a professionally managed fund until retirement (age 60–65). Both are retirement savings, but Australian Super is typically more generous in absolute terms for high earners.
Yes — Indian professionals resident in Australia (183+ days) are Australian tax residents and pay Australian income tax on their Australian income. India's taxing rights are limited to Indian-source income once you are non-resident in India. The India-Australia Double Tax Agreement (DTA) prevents double taxation on most income types and specifies which country has primary taxing rights.
Australia's Medicare levy is 2% of taxable income, funding the public Medicare healthcare system. All Australian tax residents pay it, including Indian expats living in Australia. It applies regardless of whether you use public Medicare services. Indians on temporary visas who are not entitled to Medicare benefits can apply for a Medicare levy exemption, but permanent residents and citizens pay in full.
Indians are one of Australia's largest migrant communities. Most are permanent residents or citizens paying full Australian income tax rates and accumulating Superannuation. They may also have Indian-source income (rental properties, investments, NRO accounts) that is taxable in India and declared in Australian returns via the DTA credit mechanism. Managing both Indian NRE/NRO accounts and Australian tax obligations requires specialist advice in both jurisdictions.