The Tax Brief real effective rates for 111+ countries β€” bi-weekly, free.
HEAD-TO-HEAD TAX COMPARISON Β· 2026

COUNTRY A Pennsylvania VS COUNTRY B Texas

Side-by-side analysis of income tax, effective rates, and take-home pay for Pennsylvania and Texas in 2026.

OVERVIEW
PA 3.07% vs TX 0%. TX saves $3,070/year income tax.
Section 01

The Big Picture

Top-line rates and effective take-home for a typical earner β€” including income tax, social contributions, and applicable surcharges.

πŸ””
COUNTRY A
Pennsylvania
TAX RATE
3.07%
Flat Tax

3.07% flat

🀠
COUNTRY B
Texas
TAX RATE
0%
No Income Tax

Zero income tax

TYPICAL ANNUAL DIFFERENCE
Moving from Texas β†’ Pennsylvania at $100,000
$3,070 income

That's TX saves $256/month back in your pocket

Section 02

Tax Savings by Income Level

Net take-home after all income tax, social contributions, and surcharges β€” for a single employee with no dependents.

GROSS INCOME
πŸ”” PA TAX
🀠 TX TAX
SAVINGS
10-YEAR
$50,000
$1,535
$0
TX saves $1,535
$15,350
$100,000
$3,070
$0
TX saves $3,070
$30,700
πŸ’‘

CountryTaxCalc.com is reader-supported. When you use our partner links, we may earn a commission at no cost to you. This helps us provide free tax calculators and comparison tools. Learn more about our affiliate partnerships

Talk to a CPA

Taxhub

β˜… 4.8 verified reviews  Β·  3,758 reviews

Moving PA to TX? Get a CPA for multi-state filing.

⚠ Not for simple single-state returns. Free filing is fine for straightforward W-2 situations.

Get Matched β†’
πŸ””

Pennsylvania Pros & Cons

+ PROS
  • Philly/Pittsburgh healthcare
  • Affordable housing $234K
  • Four seasons
  • No hurricane risk
βˆ’ CONS
  • 3.07% income tax
  • Philly 3.79% local tax
  • Cold winters
  • Property 1.5%
🀠

Texas Pros & Cons

+ PROS
  • 0% income tax
  • Dallas/Houston/Austin jobs
  • No state/local income tax
  • Business-friendly
βˆ’ CONS
  • Property tax 1.60% (high)
  • Hot summers
  • No state services
  • Expensive property insurance
FAQ

Frequently Asked Questions

TX vs PA savings?

TX saves $3,070/year income tax but pays higher property tax