🍁 COUNTRY A Ontario VS 🌾 COUNTRY B Saskatchewan

Ontario residents pay less provincial income tax than Saskatchewan residents up to about $155,000 of income. At $100,000, Ontario saves $1,918 per year on provincial income tax alone — Ontario's progressive structure starting at 5.05% versus Saskatchewan's 10.5% bottom rate creates a gap at middle incomes. Above about $155,000 the position reverses: at $250,000 Saskatchewan is $4,909 cheaper, because Ontario's surtax lifts its effective top rate to about 20.5% versus Saskatchewan's 14.5%. Saskatchewan offers a modest sales tax advantage: its 11% combined rate (5% GST + 6% PST) is two percentage points lower than Ontario's 13% HST, saving roughly $800/year on $40,000 of spending. But this doesn't come close to offsetting the income tax difference at middle incomes. For those considering an east-to-west relocation, Saskatchewan's appeal is primarily lifestyle-driven: affordable housing, a slower pace, and a strong sense of prairie community. Figures are provincial income tax only, single filer, using the 2026 basic personal amount credit, with Ontario surtax and the Ontario Health Premium included.