Ontario residents pay significantly less provincial income tax than Saskatchewan residents at every income level. At $100,000, Ontario saves $4,418 per year on provincial income tax alone โ€” Ontario's progressive structure starting at 5.05% versus Saskatchewan's 10.5% bottom rate creates a persistent gap at all incomes. Saskatchewan offers a modest sales tax advantage: its 11% combined rate (5% GST + 6% PST) is two percentage points lower than Ontario's 13% HST, saving roughly $800/year on $40,000 of spending. But this doesn't come close to offsetting the income tax difference. For those considering an east-to-west relocation, Saskatchewan's appeal is primarily lifestyle-driven: affordable housing, a slower pace, and a strong sense of prairie community.

By Daniel, Founder of CountryTaxCalc

Daniel has spent 5+ years researching tax systems across 95+ countries and all US states to make tax comparison accessible to everyone. For corrections, contact us.

Last Updated: April 2026

The Big Picture

๐Ÿ Ontario

5.05-13.16%

Lower Income Tax

5 progressive brackets from 5.05% to 13.16%

๐ŸŒพ Saskatchewan

10.5-14.5%

Higher Income Tax, Slightly Lower Sales Tax

3 progressive brackets from 10.5% to 14.5%

Typical Annual Savings

At $100,000 income:

$4,418

Ontario residents pay $4,418 less per year in provincial income tax than Saskatchewan at $100,000. Saskatchewan's 11% sales tax is slightly lower than Ontario's 13% HST.

Tax Savings by Income Level

IncomeON TaxSK TaxSavings10-Year
$50,000 $2,525$5,250-$2,725-$27,250
$75,000 $4,753$8,334-$3,581-$35,810
$100,000 $7,041$11,459-$4,418-$44,180
$150,000 $12,563$17,735-$5,172-$51,720
$250,000 $25,023$32,235-$7,212-$72,120
๐Ÿ’ก

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Ontario Pros and Cons

โœ… Pros

  • Significantly lower provincial income tax at every income level
  • Toronto: Canada's dominant market for finance, tech, and professional services
  • More diverse economy with opportunities across many industries
  • Better transit, healthcare infrastructure, and international airport connectivity

โŒ Cons

  • 13% HST โ€” 2 percentage points higher than Saskatchewan's 11% combined rate
  • Very high Toronto housing and rental costs
  • High cost of living relative to Prairie provinces
  • Traffic and urban density challenges in the GTA

Saskatchewan Pros and Cons

โœ… Pros

  • Slightly lower sales tax at 11% combined (5% GST + 6% PST) vs Ontario's 13%
  • Very affordable housing โ€” Regina and Saskatoon among Canada's cheapest major markets
  • Clean air, wide open spaces, and strong community ties
  • Stable economy anchored by agriculture, potash, and energy

โŒ Cons

  • Provincial income tax substantially higher than Ontario at all income levels
  • 6% PST on most goods and services
  • Fewer high-paying professional job opportunities than Ontario
  • Harsh winters and limited urban amenities compared to Toronto

Frequently Asked Questions

Q: Is Ontario cheaper than Saskatchewan for taxes?

Ontario is significantly cheaper on provincial income tax at every income level. At $100,000, Ontario saves $4,418/year. Saskatchewan has a small sales tax advantage (11% vs 13%), saving roughly $800/year on $40,000 spending โ€” but this is far outweighed by the income tax difference.

Q: What are Saskatchewan's provincial income tax brackets for 2026?

Saskatchewan 2026 provincial brackets: 10.5% on income up to $52,057; 12.5% from $52,057 to $148,734; 14.5% on income above $148,734. Source: Saskatchewan Finance.

Q: How do Ontario and Saskatchewan housing costs compare?

Saskatchewan has dramatically lower housing costs. The median home price in Regina and Saskatoon is typically $300,000โ€“$450,000, versus $1,000,000+ in Toronto. For families willing to accept a smaller job market, Saskatchewan's lower housing costs can offset much of the tax disadvantage.

Q: Is there a reason to move from Ontario to Saskatchewan?

Tax reasons alone would not justify a move from Ontario to Saskatchewan, as income tax is substantially higher there. People relocate for family reasons, a desire for a slower-paced prairie lifestyle, the ability to afford a home, or career opportunities in agriculture, mining, or the provincial government sector.

Q: Does Saskatchewan have GST/PST or HST?

Saskatchewan uses a split system: 5% federal GST plus 6% provincial PST, totalling 11%. Unlike Atlantic provinces or Ontario, which have a harmonized HST, Saskatchewan collects its PST separately. Not all goods are subject to PST โ€” some exemptions apply.

Q: How does Saskatchewan compare to other Prairie provinces on tax?

Among Prairie provinces, Alberta is the clear winner with lower income tax AND no PST. Saskatchewan sits in the middle: higher income tax than Alberta and a 6% PST, but lower overall taxes than Manitoba. See our Alberta vs Saskatchewan comparison for that specific breakdown.

Q: What is the total tax difference between Ontario and Saskatchewan?

At $100,000 income with $40,000 annual spending: Ontario pays $4,418 less in income tax, but Saskatchewan pays $800 less in sales tax (11% vs 13%). Net advantage to Ontario: approximately $3,618/year in total provincial tax burden.

Related Comparisons

Ontario Tax CalculatorSaskatchewan Tax CalculatorAlberta vs Saskatchewan Tax ComparisonOntario vs Manitoba Tax ComparisonOntario vs Alberta Tax ComparisonCanada Provinces Tax Comparison Guide